Can newcomers to Canada get a mortgage?

Yes, there are special New to Canada mortgage programs designed for permanent residents, work permit holders, and even some non-residents. Requirements typically include proof of employment in Canada and a minimum down payment.

What credit history do I need as a newcomer?

Traditional credit history may not be required for New to Canada programs. Lenders may consider international credit reports, rental payment history, and other alternative credit data.

New to Canada

New to Canada? We'll help you navigate the mortgage process and find the right program for you.

Whether you're planning to move to Canada in the near future or you've already arrived, buying a home will help you establish your permanent roots. But where do you start?

There are many special considerations to keep in mind when it comes to such details as employment and credit history as well as down payment.

We're here to help you understand the ins and outs of New to Canada mortgage programs to ensure you have everything you need to qualify for a mortgage before you begin house hunting.

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Let's discuss your options and find the perfect solution for you.